Getting flood insurance may not prevent disaster, but it can help you recover.
| Category: Flood Insurance
Moving day can be one of the most stressful things in life, especially if you're unorganized. Here are some hacks to make moving easier on you and your family.
From couches to jewelry, your home is full of a lifetime of objects, and each one holds value and memories. If a disaster were to happen, could you remember what's in your home so that you could be reimbursed for the loss and start to replace these important items? Keeping a home inventory allows you to rely on photos and documents instead of relying on memory.
Spending the day in the backyard or community pool has been a summer pastime for years. The refreshing water cools down family and friends, and makes for a fun day for all. Although swimming in pools and spas is full of summer fun, it has its dangers.
According to the U.S. Consumer Product Safety Commission, nearly 400 children drown each year in a pool or spa and approximately 5,400 are injured. Thankfully, there are many easy and effective ways to keep your family safe around the water. Watch this video to find out more about spa and pool safety:
According to the U.S. Census Bureau, about 30 percent of Floridians choose to rent their homes. Many hope to save up money or get established in their careers before buying a house. Others just enjoy the flexibility of a rental lifestyle. The right choice just depends upon the individuals or family involved
As Floridians ourselves, we know that the cost of air conditioning becomes one of the largest home expenses during the long summers. Cooling expenses should also be a consideration when buying a house as both electricity and the premiums for Florida homeowners insurance are two big costs of homeownership to consider beyond just making mortgage payments.
| Category: Disaster Preparedness
As Floridians, we all know that hurricanes are strong storms that can be life-threatening as well as cause serious property-threatening hazards such as flooding, storm surge, high winds and tornadoes. According to the National Hurricane Center, the 2015 hurricane season in the Atlantic begins June 1st and ends November 30th.
As we begin hurricane season here in Florida, it is important to remember that preparation is the best protection against the dangers of a hurricane. Don't wait until a storm is heading your way! Watch this video to learn more about how to survive the storm with these hurricane safety precautions.
Giving or getting an engagement ring is a major life event. Most couples find themselves extremely busy before and after a wedding. This is a time of planning a wedding, a honeymoon, and a new life together. Still, couples need to take the time to protect their investment in wedding jewelry. For most engaged people, this means that they need to make sure that their Florida homeowners insurance or renters insurance covers this expensive and meaningful jewelry.
Buying a house is a big deal, so first of all, congratulations! However, if you’re a new homeowner, or perhaps an experienced homeowner who just hasn’t yet figured out what an escrow statement is, you may be realizing that it’s a hard document to decipher. Never fear: We’re here to help you figure it out. First of all, it’s important to understand that your monthly mortgage payment covers more than the payment on your house. We’ll break down what exactly comes out of the mortgage payment, how your escrow account is used, and what is included in your escrow statement.
Think you just cleaned your entire house from top to bottom? Think again. If you ever wondered how much homeowners insurance should cost, you might not realize that proper home maintenance can help keep your house safer and might even reduce your Florida homeowners insurance bills. If you already own a home, during your annual spring cleaning might be a great time to consider these Florida homeowner tips to keep your house extra clean, safe, and in some cases, a bit cheaper to insure! Here are the 5 things most people forget during spring cleaning.