According to the U.S. Census Bureau, about 30 percent of Floridians choose to rent their homes. Many hope to save up money or get established in their careers before buying a house. Others just enjoy the flexibility of a rental lifestyle. The right choice just depends upon the individuals or family involved

Giving or getting an engagement ring is a major life event. Most couples find themselves extremely busy before and after a wedding. This is a time of planning a wedding, a honeymoon, and a new life together. Still, couples need to take the time to protect their investment in wedding jewelry. For most engaged people, this means that they need to make sure that their Florida homeowners insurance or renters insurance covers this expensive and meaningful jewelry.

Understanding homeowners insurance means that you should focus on the type of Florida homeowners insurance that you need. There are four basic kinds of home policies, and the right choice depends upon the kind of dwelling that you live in.

A common misconception is that the insurance held by a landlord will cover all of the tenants in a building or house. Unfortunately, this misconception is a primary reason that almost 70% of renters in the United States remain uncovered and are forced to pay out of pocket when their apartments are vandalized, broken into, or destroyed by a natural disaster.