--- title: Southern Oak Insurance Company | Buying a House description: Buying a House | Tips on family safety in and around the home, as well as educational information on Florida homeowners insurance. --- [![Florida Homeowners Insurance - Southern Oak Insurance](https://blog.southernoak.com/hs-fs/file-1316105448-png/layout/logo.png)](http://southernoakins.com) [![](https://blog.southernoak.com/hs-fs/file-1316105483-png/layout/btn_agent_login.png)](https://soi.policyport.com/wps/portal/soiagent/!ut/p/c4/04_SB8K8xLLM9MSSzPy8xBz9CP0os3hnd0cPE3MfAwODQBMjAyM3Z29njwBfIwMLU_2CbEdFAMOiBOg!/) [![](https://blog.southernoak.com/hs-fs/file-1316105478-png/layout/btn_become_agent.png)](http://info.southernoakins.com/florida-homeowners-insurance-agency-appointment-request) [![Facebook](https://blog.southernoak.com/hs-fs/file-1321650047-png/layout/btn_facebook.png)](https://www.facebook.com/SouthernOakIns) [![Twitter](https://blog.southernoak.com/hs-fs/file-1321630027-png/layout/btn_twitter.png)](https://twitter.com/SouthernOakIns) [![LinkedIn](https://blog.southernoak.com/hs-fs/file-1321410970-png/layout/btn_linkedin.png)](http://www.linkedin.com/company/southern-oak-insurance-co) [![Demotech](http://southernoakins.com/wp-content/themes/SouthernInsurance/images/logo_demotech_header.png)](http://www.demotech.com/search_results_fsr.aspx?id=12247&t=2) Call us Today at 877.900.3971 - [Home](http://southernoak.com/) - [About](http://southernoak.com/about-us/) - [Meet the Team](http://southernoak.com/about-us/meet-the-team/) - [Safety Tips](http://southernoak.com/about-us/safety-tips/) - [Policyholder Blog](http://southernoak.com/policyholder-blog/) - [Community](http://southernoak.com/community/) - [Agent Blog](https://blog.southernoak.com) - [Family Emergency Plan](https://info.southernoak.com/free-family-emergency-plan) - [Home Inventory Checklist](https://info.southernoak.com/free-home-inventory-checklist) - [Watch Our Commercial](https://info.southernoak.com/florida_homeowners_insurance_commercial) - [Why Southern Oak?](http://southernoak.com/why-southern-oak/) - [Why More Families Choose Southern Oak](http://southernoak.com/why-more-families-choose-southern-oak/) - [Why More Agents Choose Southern Oak](http://southernoak.com/why-more-agents-choose-southern-oak/) - [Policy Types](http://southernoak.com/policy-types/) - [Homeowner’s Insurance](http://southernoak.com/policy-types/homeowners-insurance/) - [Renter’s Insurance](http://southernoak.com/policy-types/renters-insurance/) - [Rental Dwelling Property Insurance](http://southernoak.com/policy-types/rental-dwelling-property-insurance/) - [Condo Unit Owners Insurance](http://southernoak.com/policy-types/condo-owners-insurance/) - [Policy Add-Ons](http://southernoak.com/policy-types/policy-add-ons/) - [Contact](http://southernoak.com/contact-us/) - [Southern Oak Marketing](http://southernoakmarketing.com/) ![img_main_blog.jpg](https://blog.southernoak.com/hs-fs/file-1322220752-jpg/layout/img_main_blog.jpg?width=694&name=img_main_blog.jpg "img_main_blog.jpg") # [Florida Homeowner's Insurance: Understanding Your Escrow Statement](https://blog.southernoak.com/florida-homeowners-insurance-understanding-your-escrow-statement) Jun 4, 2015 10:00:50 AM | [0 Comments](https://blog.southernoak.com/florida-homeowners-insurance-understanding-your-escrow-statement#comments-listing) | Category: [Insurance 101](https://blog.southernoak.com/topic/insurance-101), [Buying a House](https://blog.southernoak.com/topic/buying-a-house) - [Tweet](https://twitter.com/share) [![](https://blog.southernoak.com/hubfs/PHBlog6.jpg)](https://blog.southernoak.com/florida-homeowners-insurance-understanding-your-escrow-statement) Buying a house is a big deal, so first of all, congratulations! However, if you’re a new homeowner, or perhaps an experienced homeowner who just hasn’t yet figured out what an escrow statement is, you may be realizing that it’s a hard document to decipher. Never fear: We’re here to help you figure it out. First of all, it’s important to understand that your monthly mortgage payment covers more than the payment on your house. We’ll break down what exactly comes out of the mortgage payment, how your escrow account is used, and what is included in your escrow statement. [Read More»](https://blog.southernoak.com/florida-homeowners-insurance-understanding-your-escrow-statement) # [The 5 Most Important Things to Consider When Buying a House](https://blog.southernoak.com/the-5-most-important-things-to-consider-when-buying-a-house) Apr 22, 2015 8:36:05 AM | [0 Comments](https://blog.southernoak.com/the-5-most-important-things-to-consider-when-buying-a-house#comments-listing) | Category: [Homeowner's Insurance](https://blog.southernoak.com/topic/homeowners-insurance), [Buying a House](https://blog.southernoak.com/topic/buying-a-house) - [Tweet](https://twitter.com/share) [![](https://blog.southernoak.com/hubfs/shutterstock_115953409.jpg)](https://blog.southernoak.com/the-5-most-important-things-to-consider-when-buying-a-house) Buying a house is one of the biggest decisions many people make in their lifetimes. With so much emotional energy, debt, and cold, hard cash on the line, no one wants to make a mistake. Luckily, by taking time to make a solid plan about specific needs and priorities before buying, home buyers can substantially reduce the chances of making a mistake. Here are five of the most important factors to consider before signing on the line. [Read More»](https://blog.southernoak.com/the-5-most-important-things-to-consider-when-buying-a-house) # [Buying a House- The Best Places to Live in Florida](https://blog.southernoak.com/buying-a-house-the-best-places-to-live-in-florida) Apr 22, 2015 8:34:52 AM | [0 Comments](https://blog.southernoak.com/buying-a-house-the-best-places-to-live-in-florida#comments-listing) | Category: [Homeowner's Insurance](https://blog.southernoak.com/topic/homeowners-insurance), [Buying a House](https://blog.southernoak.com/topic/buying-a-house) - [Tweet](https://twitter.com/share) [![](https://blog.southernoak.com/hubfs/shutterstock_35747899.jpg)](https://blog.southernoak.com/buying-a-house-the-best-places-to-live-in-florida) It hardly bears saying that buyers shouldn’t take the home-buying process lightly. Not only is it a lot of money to drop, but they’ll need to live and be happy in that home for the next several years at a minimum in order to make it a worthy expenditure. The best way to choose correctly is to balance priorities, such as safety, area home values, family accessibility, and overall fun. We’ve broken down these categories below with a few suggestions in each to hopefully make buying a house easier and more fun. [Read More»](https://blog.southernoak.com/buying-a-house-the-best-places-to-live-in-florida) # [Buying a House - Florida Homeowners Insurance Risks to Beware](https://blog.southernoak.com/buying-a-house-florida-homeowners-insurance-risks-to-beware) Apr 21, 2015 4:39:28 PM | [0 Comments](https://blog.southernoak.com/buying-a-house-florida-homeowners-insurance-risks-to-beware#comments-listing) | Category: [Backyard Safety](https://blog.southernoak.com/topic/backyard-safety), [Insurance 101](https://blog.southernoak.com/topic/insurance-101), [Home Maintenance Tips](https://blog.southernoak.com/topic/home-maintenance-tips), [Buying a House](https://blog.southernoak.com/topic/buying-a-house) - [Tweet](https://twitter.com/share) [![](https://blog.southernoak.com/hubfs/2015-04-21_16h27_39.png)](https://blog.southernoak.com/buying-a-house-florida-homeowners-insurance-risks-to-beware) This video highlights just a few of the many Florida homeowners insurance risks that shoppers should keep an eye out for when buying a house.  Spotting and addressing these risks will not only protect your investment, but your family as well. [Read More»](https://blog.southernoak.com/buying-a-house-florida-homeowners-insurance-risks-to-beware) [All posts](https://blog.southernoak.com/all) [![](https://blog.southernoak.com/hs-fs/file-1317411786-png/layout/btn_find_agent.png)](http://southernoakins.com/find-an-agent/) Get a quote **fast** using our **simple** online form. It only takes a few minutes to complete and get your quote. [![](https://blog.southernoak.com/hs-fs/file-1317421821-png/layout/btn_start_now.png)](http://southernoakins.com/get-an-instant-quote/) ## POLICYHOLDERS [![](https://blog.southernoak.com/hs-fs/file-1321830207-png/layout/mysouthernoak.png)](https://tivasoi.bipt.com/insured-web/start/soi/login?execution=e1s1)MySouthernOak offers convenient, online services for members to: - [View Policy & Billing Information](https://tivasoi.bipt.com/insured-web/start/soi/login?execution=e1s1) - [Edit Personal Information](https://tivasoi.bipt.com/insured-web/start/soi/login?execution=e1s1) - [Make a Premium Payment](https://tivasoi.bipt.com/insured-web/start/soi/login?execution=e1s1) [![](http://southernoakins.com/wp-content/uploads/2014/11/Family-Emergency-Plan-CTA.jpg)](http://info.southernoakins.com/free-family-emergency-plan) ### Recent Posts [![Florida Homeowners Insurance Southern Oak](https://blog.southernoak.com/hs-fs/file-1321925472-png/layout/logo_my_fla.png)](http://www.myflorida.com) [![Southern oak Insurance FEMA](https://blog.southernoak.com/hs-fs/file-1316380623-png/layout/logo_fema.png)](http://www.fema.gov) [![Best homeowners insurance](https://blog.southernoak.com/hs-fs/file-1316380628-png/layout/logo_fhcf.png)](http://www.sbafla.com/fhcf/) [![NOAA homeowners insurance florida](https://blog.southernoak.com/hs-fs/file-1316385688-png/layout/logo_noaa.png)](http://www.noaa.gov) [![home insurance florida southern oak insurance](https://blog.southernoak.com/hs-fs/file-1316385693-png/layout/logo_red_cross.png)](http://www.redcross.org/fl/jacksonville) [About Us](http://southernoakins.com/about-us/) | [Why Southern Oak?](http://southernoakins.com/why-southern-oak/) | [Policy Types](http://southernoakins.com/policy-types/) | [Community](http://southernoakins.com/community/) | [Contact Us](http://southernoakins.com/contact-us/) | [Privacy Policy](http://southernoakins.com/privacy-policy/) © Southern Oak Insurance Company 2014. All rights reserved. **[MySouthernOak](https://soi.policyport.com/insured-web/start/soi/login?execution=e1s1) | [Find an Agent](http://southernoakins.com/find-an-agent/) | [Get an Instant Quote](http://southernoakins.com/get-an-instant-quote/)**