---
title: Buying a House - Florida Homeowners Insurance Risks to Beware
description: Buying a house is stressful.  Keep an eye out for these Florida homeowners insurance risks to help make the process easier and keep your family safe
image: https://blog.southernoak.com/hubfs/2015-04-21_16h27_39.png
---

[![Florida Homeowners Insurance - Southern Oak Insurance](https://blog.southernoak.com/hs-fs/file-1316105448-png/layout/logo.png)](http://southernoakins.com)

[![](https://blog.southernoak.com/hs-fs/file-1316105483-png/layout/btn_agent_login.png)](https://soi.policyport.com/wps/portal/soiagent/!ut/p/c4/04_SB8K8xLLM9MSSzPy8xBz9CP0os3hnd0cPE3MfAwODQBMjAyM3Z29njwBfIwMLU_2CbEdFAMOiBOg!/) [![](https://blog.southernoak.com/hs-fs/file-1316105478-png/layout/btn_become_agent.png)](http://info.southernoakins.com/florida-homeowners-insurance-agency-appointment-request)

[![Facebook](https://blog.southernoak.com/hs-fs/file-1321650047-png/layout/btn_facebook.png)](https://www.facebook.com/SouthernOakIns) [![Twitter](https://blog.southernoak.com/hs-fs/file-1321630027-png/layout/btn_twitter.png)](https://twitter.com/SouthernOakIns) [![LinkedIn](https://blog.southernoak.com/hs-fs/file-1321410970-png/layout/btn_linkedin.png)](http://www.linkedin.com/company/southern-oak-insurance-co)

[![Demotech](http://southernoakins.com/wp-content/themes/SouthernInsurance/images/logo_demotech_header.png)](http://www.demotech.com/search_results_fsr.aspx?id=12247&t=2)

Call us Today at 877.900.3971

- [Home](http://southernoak.com/)
- [About](http://southernoak.com/about-us/) 
    - [Meet the Team](http://southernoak.com/about-us/meet-the-team/)
    - [Safety Tips](http://southernoak.com/about-us/safety-tips/)
    - [Policyholder Blog](http://southernoak.com/policyholder-blog/)
    - [Community](http://southernoak.com/community/)
    - [Agent Blog](https://blog.southernoak.com)
    - [Family Emergency Plan](https://info.southernoak.com/free-family-emergency-plan)
    - [Home Inventory Checklist](https://info.southernoak.com/free-home-inventory-checklist)
    - [Watch Our Commercial](https://info.southernoak.com/florida_homeowners_insurance_commercial)
- [Why Southern Oak?](http://southernoak.com/why-southern-oak/) 
    - [Why More Families Choose Southern Oak](http://southernoak.com/why-more-families-choose-southern-oak/)
    - [Why More Agents Choose Southern Oak](http://southernoak.com/why-more-agents-choose-southern-oak/)
- [Policy Types](http://southernoak.com/policy-types/) 
    - [Homeowner’s Insurance](http://southernoak.com/policy-types/homeowners-insurance/)
    - [Renter’s Insurance](http://southernoak.com/policy-types/renters-insurance/)
    - [Rental Dwelling Property Insurance](http://southernoak.com/policy-types/rental-dwelling-property-insurance/)
    - [Condo Unit Owners Insurance](http://southernoak.com/policy-types/condo-owners-insurance/)
    - [Policy Add-Ons](http://southernoak.com/policy-types/policy-add-ons/)
- [Contact](http://southernoak.com/contact-us/)
- [Southern Oak Marketing](http://southernoakmarketing.com/)

![img_main_blog.jpg](https://blog.southernoak.com/hs-fs/file-1322220752-jpg/layout/img_main_blog.jpg?width=694&name=img_main_blog.jpg "img_main_blog.jpg")

# [Buying a House - Florida Homeowners Insurance Risks to Beware](https://blog.southernoak.com/buying-a-house-florida-homeowners-insurance-risks-to-beware)

 Apr 21, 2015 4:39:28 PM |

Posted by [The Southern Oak Team](https://blog.southernoak.com/author/the-southern-oak-team)

| Category: [Backyard Safety](https://blog.southernoak.com/topic/backyard-safety), [Insurance 101](https://blog.southernoak.com/topic/insurance-101), [Home Maintenance Tips](https://blog.southernoak.com/topic/home-maintenance-tips), [Buying a House](https://blog.southernoak.com/topic/buying-a-house)

- [Tweet](https://twitter.com/share)

This video highlights just a few of the many Florida homeowners insurance risks that shoppers should keep an eye out for when buying a house.  Spotting and addressing these risks will not only protect your investment, but your family as well.

The question of "how much is homeowners insurance?" directly relates to insurance risks that may already be present in a home before you purchase it.  Getting a quality home inspection and a Florida homeowners insurance quote from multiple carriers before you buy is always recommended.

Finding the best homeowners insurance for your new home starts long before your sit down to the closing table.  Companies like Southern Oak Insurance and our partners like USAA Homeowners Insurance have representatives standing by to assist you with an accurate pre-purchase quote.  

[![Buying a house Florida homeowners insurance risks to beware](https://blog.southernoak.com/hubfs/2015-04-21_16h27_39.png "Buying a house Florida homeowners insurance risks to beware")](http://info.southernoakins.com/buying-a-house-florida-homeowners-insurance-risks)

[![](https://blog.southernoak.com/hs-fs/file-1317411786-png/layout/btn_find_agent.png)](http://southernoakins.com/find-an-agent/)

Get a quote **fast** using our **simple** online form. It only takes a few minutes to complete and get your quote.

[![](https://blog.southernoak.com/hs-fs/file-1317421821-png/layout/btn_start_now.png)](http://southernoakins.com/get-an-instant-quote/)

## POLICYHOLDERS

[![](https://blog.southernoak.com/hs-fs/file-1321830207-png/layout/mysouthernoak.png)](https://tivasoi.bipt.com/insured-web/start/soi/login?execution=e1s1)MySouthernOak offers convenient,   
 online services for members to:

- [View Policy & Billing Information](https://tivasoi.bipt.com/insured-web/start/soi/login?execution=e1s1)
- [Edit Personal Information](https://tivasoi.bipt.com/insured-web/start/soi/login?execution=e1s1)
- [Make a Premium Payment](https://tivasoi.bipt.com/insured-web/start/soi/login?execution=e1s1)

[![](http://southernoakins.com/wp-content/uploads/2014/11/Family-Emergency-Plan-CTA.jpg)](http://info.southernoakins.com/free-family-emergency-plan)

### Recent Posts

[![Florida Homeowners Insurance Southern Oak](https://blog.southernoak.com/hs-fs/file-1321925472-png/layout/logo_my_fla.png)](http://www.myflorida.com) [![Southern oak Insurance FEMA](https://blog.southernoak.com/hs-fs/file-1316380623-png/layout/logo_fema.png)](http://www.fema.gov) [![Best homeowners insurance](https://blog.southernoak.com/hs-fs/file-1316380628-png/layout/logo_fhcf.png)](http://www.sbafla.com/fhcf/) [![NOAA homeowners insurance florida](https://blog.southernoak.com/hs-fs/file-1316385688-png/layout/logo_noaa.png)](http://www.noaa.gov) [![home insurance florida southern oak insurance](https://blog.southernoak.com/hs-fs/file-1316385693-png/layout/logo_red_cross.png)](http://www.redcross.org/fl/jacksonville)

[About Us](http://southernoakins.com/about-us/) | [Why Southern Oak?](http://southernoakins.com/why-southern-oak/) | [Policy Types](http://southernoakins.com/policy-types/) | [Community](http://southernoakins.com/community/) | [Contact Us](http://southernoakins.com/contact-us/) | [Privacy Policy](http://southernoakins.com/privacy-policy/)

© Southern Oak Insurance Company 2014. All rights reserved.

**[MySouthernOak](https://soi.policyport.com/insured-web/start/soi/login?execution=e1s1) | [Find an Agent](http://southernoakins.com/find-an-agent/) | [Get an Instant Quote](http://southernoakins.com/get-an-instant-quote/)**