Planning to travel for the holidays?  As a Florida homeowner, you may want to consider these 10 safety tips to keep your home safe and sound. 

What's involved in calculating your home insurance?

How much is your home really worth? When you're looking for home insurance, it can be difficult to determine exactly what to insure and for how much. How do you use a home insurance calculator, and what does it actually reveal? The amount of insurance you should have on your home varies depending on the value of your home, your property, and your assets.

Whether you're purchasing insurance online or in person, make sure that your cheap insurance quote is also a quality deal.

How much is homeowners insurance? Whether you're buying and insuring your first home or negotiating a new policy, you're looking for the best home insurance quotes possible. While everyone's looking for an excellent deal, there's more to insurance than the price. These tips will help you find the best quality home insurance.

Keep your Florida Homeowners Insurance lower this year by taking care of a few simple steps from this Fall Checklist.  Contact your independent insurance agent for questions about your insurance. 

Giving or getting an engagement ring is a major life event. Most couples find themselves extremely busy before and after a wedding. This is a time of planning a wedding, a honeymoon, and a new life together. Still, couples need to take the time to protect their investment in wedding jewelry. For most engaged people, this means that they need to make sure that their Florida homeowners insurance or renters insurance covers this expensive and meaningful jewelry.

Buying a house is one of the biggest decisions many people make in their lifetimes. With so much emotional energy, debt, and cold, hard cash on the line, no one wants to make a mistake. Luckily, by taking time to make a solid plan about specific needs and priorities before buying, home buyers can substantially reduce the chances of making a mistake. Here are five of the most important factors to consider before signing on the line.

It hardly bears saying that buyers shouldn’t take the home-buying process lightly. Not only is it a lot of money to drop, but they’ll need to live and be happy in that home for the next several years at a minimum in order to make it a worthy expenditure. The best way to choose correctly is to balance priorities, such as safety, area home values, family accessibility, and overall fun. We’ve broken down these categories below with a few suggestions in each to hopefully make buying a house easier and more fun.

Buying a house is an exciting and stressful life event. New buyers have a lot to consider. Just getting a loan can take weeks. But mortgage payments are not the only costs involved. The location and condition of a new home greatly impacts future costs. This is because of possible repair costs and the price of Florida homeowners insurance. Also, city and county tax rates are higher in some parts of the state than others.

Is buying a house stressful? EstatesDirect.com ran a poll to learn how people felt about it. This poll showed that buying a house gave folks more stress than having a baby. It also ranked more stressful than planning a wedding. This isn't that hard to understand. A lot of work goes into a home purchase. Getting a mortgage and planning a move can be stressful in themselves.  Home buyers also have to find good Florida homeowners insurance.

Everybody wants cheap premiums. Folks need good values. Many prices have risen lately. It's easy to see why families hope to stretch budgets. Looking for cheaper rates might help. But homes are an average family's most important asset. Owners are welcome to check prices. They should also compare value. The best insurers are around when you need them.