Shopping for homeowners insurance is just as important as shopping for the right home. Besides, "how much is homeowners insurance?" these seven questions and answers should help new and established consumers select good insurance agents who can help them find quality coverage for their own unique needs and budget.

Policy coverage amounts, premiums, deductibles, additional coverages, and customer service ratings are all factors to help consumers choose the right homeowners insurance company for their family’s needs.  Price is often the deciding factor, but more and more families are using Financial Stability Ratings® to sort out cheap homeowners insurance policies from affordable homeowners insurance policies backed by financially sound companies.

If you’ve ever been the unfortunate victim of identity theft, you know all too well the terrible wave of panic that sweeps over you the moment you realize your information has been stolen and used fraudulently.  You also know how difficult it is to put the pieces back together and recover from an incident.  When considering if identity theft protection should be included in your homeowners insurance policy, consider the following.